How to Prepare for Central Bank Digital Currency (CBDC)

 How to Prepare for Central Bank Digital Currency (CBDC)

A Checklist of Practical Actions You Can Take Right Now…

Britt Gillette

Aug 30, 2025

I’m often asked, “What can we do if they roll out central bank digital currency?”

Keep in mind, this doesn’t mean we’ll experience the Tribulation.

It’s during the seven-year Tribulation when the mark of the beast roll outs, and we’re certainly not in the Tribulation right now. Nor should you be concerned about entering the Tribulation if you’re a born-again Christian. Jesus has promised to keep us from “the great time of testing that will come upon the whole world” (Revelation 3:10).

Nevertheless, before the rapture occurs, Christians may experience the widespread roll out of central bank digital currency (CBDC) as well as stablecoins, both of which are indistinguishable in capability and function from the mark of the beast system we read about in Revelation 13. In fact, depending on where you live, you may already be under the tyranny of CBDC now (i.e. if you live in China).

But even if you don’t live under the digital tyranny of CBDC or stablecoins now, that can change rather quickly.

For example, we know the European Central Bank (ECB) is planning to roll out a digital euro. Back in March, ECB President Christine Largarde said:

“(The ECB is) focused on accelerating the pace and hopefully campaigning enough with all the stakeholders so that we can eventually, not put to bed, but put to reality this digital euro. The deadline for us is going to be October 2025 and we are getting ready for that deadline.”

Meanwhile, the Trump administration just passed the Genius Act in the United States.

According to the White House, the Genius Act aims to "make America the undisputed leader in digital assets," regulating U.S. dollar-backed stablecoins, implementing strict requirements "to seize, freeze, or burn payment stablecoins when legally required" and subjecting "stablecoin issuers to the Bank Secrecy Act, thereby clearly obligating them to establish effective anti-money laundering and sanctions compliance programs."

Right now, "137 countries & currency unions, representing 98% of global GDP, are exploring a CBDC." So, if the Lord tarries, you can expect to witness the rollout of CBDC and/or stablecoins in your own home country.

Keep in mind, CBDC and stablecoins are NOT the mark of the beast. However, they’re still concerning, because CBDC and stablecoins pose three primary threats:

1) A Threat to Privacy

Both CBDC and stablecoins are a real threat to privacy. They put everyone under an intrusive regime of government surveillance.

While central bankers and politicians pay lip service to citizen concerns over such issues, that’s all it is – lip service.

Just take the following quote from one of the most powerful central bank figures on the planet:

“We don’t know who’s using a $100 bill today, and we don’t know who’s using a 1,000 peso bill today. The key difference with the CBDC is the central bank will have absolute control over the rules and regulations that will determine the use of that expression of central bank liability, and also we will have the technology to enforce that.”

– Augustin Carstens, General Manager of the Bank of International Settlements

According to Carstens, they’ll have “absolute control” and “the technology to enforce” it.

In addition, placing all financial transactions on a centralized ledger means we’re all one cyber attack away from non-governmental criminals also having access to all of our information.

2) A Threat to Freedom

And it’s not just privacy at stake. CBDC and stablecoins pose a serious threat to freedom and liberty. Both currencies are programmable, meaning a central authority can control when and what you spend your currency on. According to the Cato Institute:

"The programming capabilities of a CBDC could mean that people would be prohibited from buying certain goods or limited in how much they might purchase."

In addition to controlling your spending, they can instantly freeze and seize your currency as well – not just with CBDC, but stablecoins as well. Don’t believe me? The Trump administration readily admits it. According to this fact sheet from The White House, under the Genius Act:

"All stablecoin issuers must possess the technical capability to seize, freeze, or burn payment stablecoins when legally required and must comply with lawful orders to do so."

3) A Threat to Financial Stability

CBDC and stablecoins also pose a threat to financial stability. As noted in "Is THIS the Trigger for the Great Reset?", CBDC and stablecoins pose a direct threat to the international banking system and the stability of global financial systems.

CBDC creates a direct relationship between central banks and individual citizens, cutting banks out of the loop when it comes to deposit accounts. Stablecoins have the potential to do the same depending on how they evolve in the marketplace.

This disintermediation of banks could result in a global bank run, triggering a financial crisis the likes of which the world has never seen.

And, as noted before with CBDC and stablecoins, we’re only one cyber attack away from criminals not only having access to our private financial transactions, but perhaps even causing a financial crisis through their criminal actions.

These are serious threats. Remember, the Bible says:

"A prudent person foresees danger and takes precautions. The simpleton goes blindly on and suffers the consequences" Proverbs 27:12 (NLT)

As these digital dangers move closer, the Bible says we should take precautions.

If so, what can Christians do to protect themselves from the dangers of CBDC and stablecoins?